Professional Indemnity Insurance
(For Doctors)

What if an unintentional erroneous prescription puts your patient’s health at risk? What if your clinic is dragged to court due to negligence of a nursing staff? What if your treatment results in an unexpected side effect?

In today’s world where consumers are more aware and courts are more consumer-friendly, we cannot ignore the possibility of legal and huge financial losses that professionals like you can suffer. While you are the experts in giving health advice, trust us, to give our expert advice on how to save yourselves of such losses.

WHO CAN BE COVERED?

Registered Medical Practitioners like:

  • Psychiatrists
  • Cardiologists
  • Oncologists
  • Pathologists
  • Physicians

  • Plastic Surgeons
  • General Surgeons
  • Radiologists or Roentgenologists

  • Orthopedic Surgeons
  • Urologists
  • Abdominal Surgeons
  • Thoracic Surgeons

  • Neuro-Surgeons
  • Cardio-Vascular Surgeons
  • Otorhinolaryngologists

  • Proctologists
  • Ophthalmologic Surgeons
  • Ophthalmologic Physicians (Excluding Surgery)

  • Obstetricians and Gynaecologists
  • Physician and non-specialist Surgeons

  • Unqualified staff working with doctors/medical practitioners can be included


What can be covered?

  • Breach of confidentiality
  • Failure to deliver
  • Failure to deliver the correct message

  • Delay in delivery
  • Breach of standard operating procedures/failure to meet quality

  • Loss of documents
  • Third party damages
  • Libel and slander
  • Defence costs

What can not be covered?

Criminal act & fraudulence


Any surgery or procedure performed under the influence of alcohol or narcotics


Weight reduction procedures


Cosmetic procedures (subject to approval)


Conditions associated with HIV/AIDS


Genetic damages


Blood Banks


Intentional non compliance and deliberate acts


Losses arising due to war/terrorism/invasion


Losses arising due to insolvency/bankruptcy