
WHO CAN BE COVERED?
Registered Medical Practitioners like:
- Psychiatrists
- Cardiologists
- Oncologists
- Pathologists
- Physicians
- Plastic Surgeons
- General Surgeons
- Radiologists or Roentgenologists
- Orthopedic Surgeons
- Urologists
- Abdominal Surgeons
- Thoracic Surgeons
- Neuro-Surgeons
- Cardio-Vascular Surgeons
- Otorhinolaryngologists
- Proctologists
- Ophthalmologic Surgeons
- Ophthalmologic Physicians (Excluding Surgery)
- Obstetricians and Gynaecologists
- Physician and non-specialist Surgeons
- Unqualified staff working with doctors/medical practitioners can be included


What can be covered?
- Breach of confidentiality
- Failure to deliver
- Failure to deliver the correct message
- Delay in delivery
- Breach of standard operating procedures/failure to meet quality
- Loss of documents
- Third party damages
- Libel and slander
- Defence costs


What can not be covered?
Criminal act & fraudulence
•Any surgery or procedure performed under the influence of alcohol or narcotics
•Weight reduction procedures
•Cosmetic procedures (subject to approval)
•Conditions associated with HIV/AIDS
•Genetic damages
•Blood Banks
•Intentional non compliance and deliberate acts
•Losses arising due to war/terrorism/invasion
•Losses arising due to insolvency/bankruptcy
